Health insurance, a must for all citizens
Good morning jury members. I’d like to quickly introduce myself. I name is ROHIT MANDAR student from BITS PILANI, PILANI Campus. So topic for today’s speech is Health insurance, a must for all citizens.
If as a student you are currently covered by your parent’s health insurance, how will you be covered once you are no longer eligible for coverage on their plan? What if you didn’t have to worry about health insurance at all? This is exactly what Universal Health Care is! The passage of the Affordable Care Act in 2010 was a historic achievement in leading our nation’s progress towards fair and affordable healthcare.
Among many wealthy nations, the United States is the only one that does not provide citizens with a government guarantee of universal health care. In fact we spend more money on healthcare than any other nation but we also provide less coverage for our people. Before the passing of the Affordable Care Act insurance companies were allowed to deny coverage to consumers seeking healthcare if they had a pre-existing condition and deny coverage to existing consumer’s treatments that they needed to further their own profit. A lot of people died or were forced into extreme debt because of the greed these insurance companies has.
United States has been misguided by the ideology that universal healthcare is not a basic human right. There are still financial barriers to healthcare that keep inequalities separated, income and social status. All of the Insurance Companies in the U.S. are for profit organizations.
The Patient Protection and Affordable Care Act is an important step towards reforming our healthcare system. The extended access to medical care helps to shape the economic and social status of individuals and communities. It provides federal funds to each state for expansion for low income families, it protects consumers from some insurance company abuses, and it deductibles for preventative medical treatment. The ACA now requires health insurers to spend 80-85% of their premium dollars towards coverage of medical costs. Limiting their greed and profit.
But is it enough?
The collective cost of an underinsured population is much greater than the cost of universal healthcare. It is both human and cost effective to insure that all United States citizens receive healthcare. While the Patient Protection and affordable Care Act does not solve all the problems that exist in our present healthcare system, it does represent a historic and important incremental step toward healthcare reform. It will hopefully lead our country to universal and ethical healthcare for every American.
At last I would like to conclude by saying that the Demand for affordable healthcare is not a matter of privilege for a few, but should be a basic human right for all. I want to end by saying famous quotes: “take care of your body. It’s the only place you have to live in”.